At Sandra Barngrover Financial and Life Protection , we are dedicated to helping you find the right financial solutions to protect your future and achieve your goals. Every family’s situation is unique, and we take the time to answer your questions so you can make informed decisions.

This business was born out of a deeply personal experience. A close friend of mine lost her husband suddenly, leaving her with a mortgage, funeral expenses, and children to care for—with no job and only a $50,000 life insurance policy. Watching her struggle made me realize how many families are unprepared for the unexpected. I don’t want anyone else to go through that without knowing their options.

Are you planning for retirement? A long-term care policy may provide the security you need without affecting your Medicare benefits—and it may even offer tax advantages. If you have a 401(k), rolling it into an annuity could provide a second stream of income during retirement.

Need financial flexibility? Certain policies allow you to borrow against them in an emergency, helping you preserve your savings while maintaining financial stability.

Let us help you build a strong financial foundation for today and the future. Contact us to explore your options!