Protect Your Family, Secure Your Future

Customized Life Insurance & Annuities

We help families build financial security through life insurance with living benefits, annuities, and wealth-building strategies.

Term Life Insurance

Affordable protection for a set period – ideal for young families and mortgage protection.
  • Low-cost, high coverage
  • Provides financial security for your loved ones
  • Protects against loss of income

Term Life Insurance

Affordable protection for a set period – ideal for young families and mortgage protection.
  • Low-cost, high coverage
  • Provides financial security for your loved ones
  • Protects against loss of income
See Your Options

Whole Life Insurance

Lifetime coverage with cash value accumulation – perfect for building generational wealth.
  • Fixed premiums
  • Guaranteed death benefit
  • Cash value that grows over time

Whole Life Insurance

Lifetime coverage with cash value accumulation – perfect for building generational wealth.
  • Fixed premiums
  • Guaranteed death benefit
  • Cash value that grows over time
Build Your Legacy

Indexed Universal Life Insurance

Flexible coverage with tax-advantaged growth potential – a smart wealth-building strategy.
  • Market-linked growth potential
  • Tax-free withdrawals for life events
  • Flexible premium options

Indexed Universal Life Insurance

Flexible coverage with tax-advantaged growth potential – a smart wealth-building strategy.
  • Market-linked growth potential
  • Tax-free withdrawals for life events
  • Flexible premium options
Learn How It Works

Annuities

Guaranteed income for life – turn your savings into a stable retirement plan.
  • No market risk
  • Tax-deferred growth
  • Lifetime income stream

Annuities

Guaranteed income for life – turn your savings into a stable retirement plan.
  • No market risk
  • Tax-deferred growth
  • Lifetime income stream
Secure Your Retirement

Why Choose Sandra Barngrover Financial & Life Protection?

Let’s Build Your Financial Security Together
Your future starts today! Contact us to discuss how we can help you achieve peace of mind and financial protection.